Bendigo
VICTier 3Slightly-Negative
50
Signal score
VS
Mount Isa
QLDTier 1Positive
60
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Mount Isa: Yield Advantage
8.4% vs 4.1%
Mount Isa: Lower Entry Price
$320k vs $640k
Mount Isa: Better Cashflow Position
Positive vs Slightly-Negative
Mount Isa: Budget Policy Resilient
No NG required (proposed changes pending legislation)
Mount Isa: Higher Signal Score
60 vs 50

Mount Isa offers a materially higher gross yield (8.4% vs 4.1%), making it the stronger income candidate at current prices. Mount Isa achieves positive cashflow without negative gearing support, while Bendigo requires additional tax offset or rental growth to break even.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Bendigo
VIC · #24
Mount Isa
QLD · #13
Gross Yield4.1%8.4%
Vacancy Rate1.3%1.5%
Median Price$640k$320k
Weekly Rent$510/wk$520/wk
Net pre-costs pa$-6,760+$10,400
CashflowSlightly-NegativePositive
Rent Growth 12m+3.6%+4%
Price Growth 12m+2.4%+5%
NG DependenceMediumNone
Discovery StatusKnownKnown
Population120k22k
Cycle StageMidMid
Policy Impact▼ DOWNGRADED▲ UPGRADED
Signal Score50 / Tier 360 / Tier 1
Bendigo

Bendigo at $640k with $510/wk rent produces 4.1% gross yield — the strongest of the two Victorian the Melbourne commuter premium as a backstop. The VIC land tax changes add a holding cost layer for investors with multiple properties. Bendigo Health, La Trobe University, and regional government services provide stable employment anchors. Investment case is long-hold capital growth, not income.

Mount Isa

8.5% yield, the highest in the scan. $520/wk rent on $320k generates $10,400/yr positive pre-cost cashflow at 80% LVR. Glencore's George Fisher mine extension commits production through mid-2030s. Copper demand in EV/renewable transition provides medium-term mine life visibility.

Bendigo: Sources

2026 median house data. Source: realestate.com.au. Data quality: imported. Verify before transacting.

Data vintage: 2026

Mount Isa: Sources

CoreLogic QLD Q1 2025 · REIQ Mount Isa Q4 2024 · SQM Research postcode 4825 · Glencore Annual Report 2024 · George Fisher Mine extension EIS approval 2023 · Mount Isa City Council planning data

Data vintage: Q1 2025

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.