Bendigo at $640k with $510/wk rent produces 4.1% gross yield — the strongest of the two Victorian the Melbourne commuter premium as a backstop. The VIC land tax changes add a holding cost layer for investors with multiple properties. Bendigo Health, La Trobe University, and regional government services provide stable employment anchors. Investment case is long-hold capital growth, not income.
Bendigo at $640k with $510/wk rent produces 4.1% gross yield — the strongest of the two Victorian the Melbourne commuter premium as a backstop. The VIC land tax changes add a holding cost layer for investors with multiple properties. Bendigo Health, La Trobe University, and regional government services provide stable employment anchors. Investment case is long-hold capital growth, not income.
Slightly negative cashflow — moderate NG dependence. VIC land tax changes (2024) add holding costs for investors with multiple properties — verify the land tax position for your specific portfolio. NG policy change from July 2027 adds further pressure. Melbourne cycle influences regional VIC. Data vintage 2026. Source: realestate.com.au median house. Verify independently before transacting.
4.1% yield at $640k = $26,520 annual rent vs $33,280 annual interest (80% LVR, 6.5%) = -$6,760 pre-cost. Slightly negative cashflow. VIC land tax adds to holding costs. Grace window applies for existing investors.
Model estimates only. Not financial advice. Verify independently.
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