Bendigo
VICTier 3Slightly-Negative
50
Signal score
VS
Geraldton
WATier 2Slightly-Negative
55
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Geraldton: Lower Investor Awareness
Emerging vs Known
Geraldton: Stronger Rent Momentum
+7.1% vs +3.6%

Both markets have comparable gross yields (4.1% vs 4.5%). Both markets carry similar cashflow positions under current yield and interest rate assumptions.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Bendigo
VIC · #24
Geraldton
WA · #18
Gross Yield4.1%4.5%
Vacancy Rate1.3%1.4%
Median Price$640k$577k
Weekly Rent$510/wk$500/wk
Net pre-costs pa$-6,760$-3,978
CashflowSlightly-NegativeSlightly-Negative
Rent Growth 12m+3.6%+7.1%
Price Growth 12m+2.4%+8.8%
NG DependenceMediumMedium
Discovery StatusKnownEmerging
Population120k38k
Cycle StageMidEarly-Mid
Policy Impact▼ DOWNGRADED◆ NEUTRAL
Signal Score50 / Tier 355 / Tier 2
Bendigo

Bendigo at $640k with $510/wk rent produces 4.1% gross yield — the strongest of the two Victorian the Melbourne commuter premium as a backstop. The VIC land tax changes add a holding cost layer for investors with multiple properties. Bendigo Health, La Trobe University, and regional government services provide stable employment anchors. Investment case is long-hold capital growth, not income.

Geraldton

Geraldton retains the highest yield in the expansion set at 4.5%, with the smallest cashflow gap of the WA markets. The WA cycle has run the price from the $300s to $576k, but rental growth has tracked alongside. Agricultural export hub (grain port), RAAF Base Geraldton, and Mid West fisheries provide a diversified employment base. Slightly negative cashflow — not a yield play at current entry prices, but the most defensible yield profile among the 7 expansion markets.

Bendigo: Sources

2026 median house data. Source: realestate.com.au. Data quality: imported. Verify before transacting.

Data vintage: 2026

Geraldton: Sources

2026 median house data. Source: property.com.au. Data quality: imported. Verify before transacting.

Data vintage: 2026

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.