Albury
NSWTier 3Negative
52
Signal score
VS
Wagga Wagga
NSWTier 3Negative
57
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Both markets have comparable gross yields (3.2% vs 3.7%). Both markets carry similar cashflow positions under current yield and interest rate assumptions.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Albury
NSW · #28
Wagga Wagga
NSW · #15
Gross Yield3.2%3.7%
Vacancy Rate1.1%1%
Median Price$930k$800k
Weekly Rent$575/wk$570/wk
Net pre-costs pa$-18,460$-11,960
CashflowNegativeNegative
Rent Growth 12m+4.6%+5.8%
Price Growth 12m+5.4%+7.2%
NG DependenceHighHigh
Discovery StatusUnknownUnknown
Population55k65k
Cycle StageMidEarly
Policy Impact▼ DOWNGRADED▼ DOWNGRADED
Signal Score52 / Tier 357 / Tier 3
Albury

Albury (NSW) is part of the Albury-Wodonga border region — a Hume Highway logistics hub with Albury Wodonga Health and Border Medical College providing employment stability. At $930k median (NSW side only), gross yield is 3.2% — strongly negative cashflow at standard LVR. The Wodonga (VIC) side has a materially lower median (~$640k) and is a separate suburb and state. Ensure clarity on which side of the border you are assessing.

Wagga Wagga

Wagga Wagga is inland NSW's largest city and a significant ADF base — Kapooka (Army Recruit Training Centre) and RAAF Base Wagga. Charles Sturt University and Wagga Wagga Base Hospital underpin a diversified employment base. At $800k median with $570/wk rent, the gross yield of 3.7% produces clearly negative cashflow at standard LVR. The investment case is employment stability, tight vacancy, and long-term capital growth — not income.

Albury: Sources

realestate.com.au Albury NSW median house Jun 2025–May 2026. NSW side only — Wodonga VIC is separate. Data quality: imported.

Data vintage: 2026

Wagga Wagga: Sources

realestate.com.au Wagga Wagga median house Jun 2025–May 2026. Data quality: imported.

Data vintage: 2026

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.