Albury (NSW) is part of the Albury-Wodonga border region — a Hume Highway logistics hub with Albury Wodonga Health and Border Medical College providing employment stability. At $930k median (NSW side only), gross yield is 3.2% — strongly negative cashflow at standard LVR. The Wodonga (VIC) side has a materially lower median (~$640k) and is a separate suburb and state. Ensure clarity on which side of the border you are assessing.
Albury's cashflow model depends significantly on negative gearing deductibility. Under proposed 2026 budget changes restricting NG on existing residential property purchases from July 2027, investors in this market face increased holding costs unless rents grow materially before the proposed commencement date. Verify the legislative status and your specific position with a registered tax adviser before transacting.
Albury (NSW) is part of the Albury-Wodonga border region — a Hume Highway logistics hub with Albury Wodonga Health and Border Medical College providing employment stability. At $930k median (NSW side only), gross yield is 3.2% — strongly negative cashflow at standard LVR. The Wodonga (VIC) side has a materially lower median (~$640k) and is a separate suburb and state. Ensure clarity on which side of the border you are assessing.
Strongly negative cashflow — one of the highest price points in the expansion dataset. High NG dependence. NG policy change from July 2027 significantly increases holding costs. Investors purchasing the Wodonga VIC side also face VIC land tax obligations. Source: realestate.com.au Albury NSW Jun 2025–May 2026. Verify independently.
3.2% yield at $930k = $29,900 annual rent vs $48,360 annual interest (80% LVR, 6.5%) = -$18,460. Strongly negative cashflow. NG restriction from July 2027 adds material holding cost pressure.
Model estimates only. Not financial advice. Verify independently.
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