Mackay offers a materially higher gross yield (6.0% vs 3.2%), making it the stronger income candidate at current prices. Mackay achieves positive cashflow without negative gearing support, while Albury requires additional tax offset or rental growth to break even.
Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.
| Metric | Albury NSW · #28 | Mackay QLD · #4 |
|---|---|---|
| Gross Yield | 3.2% | 6.0% |
| Vacancy Rate | 1.1% | 0.8% |
| Median Price | $930k | $515k |
| Weekly Rent | $575/wk | $590/wk |
| Net pre-costs pa | $-18,460 | +$3,900 |
| Cashflow | Negative | Positive |
| Rent Growth 12m | +4.6% | +7% |
| Price Growth 12m | +5.4% | +5.5% |
| NG Dependence | High | None |
| Discovery Status | Unknown | Emerging |
| Population | 55k | 78k |
| Cycle Stage | Mid | Early-Mid |
| Policy Impact | ▼ DOWNGRADED | ▲ UPGRADED |
| Signal Score | 52 / Tier 3 | 70 / Tier 2 |
Albury (NSW) is part of the Albury-Wodonga border region — a Hume Highway logistics hub with Albury Wodonga Health and Border Medical College providing employment stability. At $930k median (NSW side only), gross yield is 3.2% — strongly negative cashflow at standard LVR. The Wodonga (VIC) side has a materially lower median (~$640k) and is a separate suburb and state. Ensure clarity on which side of the border you are assessing.
6.0% yield is cashflow positive. Mackay is the service hub for Australia's most productive coking coal basin. FIFO workers create reliable accommodation demand. Vacancy at 0.8% is very tight. $590/wk rent on $515k price sits well in positive cashflow territory.
realestate.com.au Albury NSW median house Jun 2025–May 2026. NSW side only — Wodonga VIC is separate. Data quality: imported.
Data vintage: 2026
CoreLogic QLD Q1 2025 · REIQ Mackay Q4 2024 · SQM Research · Queensland Resources Council 2024 · Isaac Regional Council infrastructure report 2024
Data vintage: Q1 2025
The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.
Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.