Tools/Stamp Duty Guide
Investor guide · Acquisition costs · State by state

Stamp duty on investment property: Australia

Stamp duty (land transfer duty) is one of the largest upfront acquisition costs for Australian property investors. The amount varies significantly by state, property price, and whether you qualify for concessions. Unlike first home buyer concessions, investment property purchases typically attract full general duty rates. This guide gives indicative rate comparisons across Australian states and territories for investors, along with links to official state calculators for exact figures.

Indicative guide only. Stamp duty rates, thresholds, and concessions change regularly. Use official state revenue office calculators (linked below) for exact figures before transacting. Not legal or financial advice.

Indicative estimator

$
State
QLD
Approx. rate
3.5%
Indicative duty
$17,500

General transfer duty applies. No investor concessions. Lower rates for properties under $540k.

Official Queensland calculator →

State comparison: indicative rates

Approximate effective rates for investment property in the $300k–$600k range, no concessions.

StateApprox. rateOn $400kOn $600kOfficial calculator
VICVictoria4.5%$18,000$27,000Official →
NSWNew South Wales3.8%$15,200$22,800Official →
QLDQueensland3.5%$14,000$21,000Official →
WAWestern Australia3.7%$14,800$22,200Official →
SASouth Australia4.3%$17,200$25,800Official →
TASTasmania3.9%$15,600$23,400Official →
NTNorthern Territory4.9%$19,600$29,400Official →
ACTAustralian Capital Territory5.1%$20,400$30,600Official →

Indicative only. Rates are simplified estimates. Actual duty is calculated on tiered schedules and varies by price band. Always use official calculators for exact figures.

Use the indicative estimator below to get a rough sense of stamp duty for a given property price and state. For exact amounts, always use the official state revenue office calculator linked for each jurisdiction. Rates, thresholds, and concession eligibility change and this estimator may not reflect the current position.

First home buyer concessions or exemptions
Off-the-plan concessions
Foreign purchaser additional duty (if applicable)
Mortgage registration fees, transfer fees, or legal costs
Land tax implications of your ownership structure
Current legislative changes or budget amendments

Stamp duty rates and thresholds change regularly. This is a guide only. not a legal or financial calculation. Use official state revenue office calculators and verify with a conveyancer or solicitor before transacting. Not financial or legal advice.

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