Shepparton
VICTier 2Near-Positive
54
Signal score
VS
Wagga Wagga
NSWTier 3Negative
57
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Shepparton: Yield Advantage
5.0% vs 3.7%
Shepparton: Lower Entry Price
$468k vs $800k
Shepparton: Better Cashflow Position
Near-Positive vs Negative
Wagga Wagga: Lower Investor Awareness
Unknown vs Known

Shepparton offers a materially higher gross yield (5.0% vs 3.7%), making it the stronger income candidate at current prices. Both markets carry similar cashflow positions under current yield and interest rate assumptions.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Shepparton
VIC · #23
Wagga Wagga
NSW · #15
Gross Yield5.0%3.7%
Vacancy Rate1.4%1%
Median Price$468k$800k
Weekly Rent$450/wk$570/wk
Net pre-costs pa$-936$-11,960
CashflowNear-PositiveNegative
Rent Growth 12m+5%+5.8%
Price Growth 12m+5.5%+7.2%
NG DependenceLowHigh
Discovery StatusKnownUnknown
Population64k65k
Cycle StageEarly-MidEarly
Policy Impact▲ UPGRADED▼ DOWNGRADED
Signal Score54 / Tier 257 / Tier 3
Shepparton

5.0% yield on a 64,000-population city with Australia's largest tomato processing facility and a $400M hospital rebuild underway. The Food Valley precinct is creating permanent food-tech employment. Rent growth +5.0% will push to cashflow-positive within 18 months.

Wagga Wagga

Wagga Wagga is inland NSW's largest city and a significant ADF base — Kapooka (Army Recruit Training Centre) and RAAF Base Wagga. Charles Sturt University and Wagga Wagga Base Hospital underpin a diversified employment base. At $800k median with $570/wk rent, the gross yield of 3.7% produces clearly negative cashflow at standard LVR. The investment case is employment stability, tight vacancy, and long-term capital growth — not income.

Shepparton: Sources

CoreLogic VIC Q1 2025 · REI Victoria Shepparton Q4 2024 · SQM Research · GV Health project update 2024 · Kagome Australia operations report · Greater Shepparton City Council economic data 2024

Data vintage: Q1 2025

Wagga Wagga: Sources

realestate.com.au Wagga Wagga median house Jun 2025–May 2026. Data quality: imported.

Data vintage: 2026

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.