Palmerston
NTTier 2Positive
48
Signal score
VS
Tamworth
NSWTier 3Negative
53
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Palmerston: Yield Advantage
6.0% vs 3.7%
Tamworth: Tighter Rental Market
1% vs 2.8% vacancy
Palmerston: Lower Entry Price
$510k vs $640k
Palmerston: Better Cashflow Position
Positive vs Negative
Palmerston: Budget Policy Resilient
No NG required (proposed changes pending legislation)
Tamworth: Lower Investor Awareness
Unknown vs Known

Palmerston offers a materially higher gross yield (6.0% vs 3.7%), making it the stronger income candidate at current prices. Palmerston achieves positive cashflow without negative gearing support, while Tamworth requires additional tax offset or rental growth to break even. Vacancy conditions favour Tamworth (1% vs 2.8%), indicating tighter rental demand relative to supply.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Palmerston
NT · #32
Tamworth
NSW · #25
Gross Yield6.0%3.7%
Vacancy Rate2.8%1%
Median Price$510k$640k
Weekly Rent$590/wk$453/wk
Net pre-costs pa+$4,160$-9,724
CashflowPositiveNegative
Rent Growth 12m+3.5%+4.8%
Price Growth 12m+3%+6.2%
NG DependenceNoneHigh
Discovery StatusKnownUnknown
Population37k42k
Cycle StageStartingEarly
Policy Impact◆ NEUTRAL▼ DOWNGRADED
Signal Score48 / Tier 253 / Tier 3
Palmerston

Government-backed tenant quality via ADF DHOAS subsidies. Robertson Barracks is a permanent strategic asset. Vacancy driven by ADF rotations not economic weakness.

Tamworth

Tamworth is the primary service hub for north-west NSW — regional hospital, government services, and agricultural supply chains. The Country Music Festival is a tourism asset but the investment case rests on structural residential demand. At $640k and $453/wk, gross yield is 3.7% — price growth has significantly outpaced rent growth, turning what was an affordable high-yield market into a negative cashflow investment at current entry prices.

Palmerston: Sources

CoreLogic NT Q1 2025 · REINT Palmerston/Darwin Q4 2024 · SQM Research · ADF Defence Housing Australia occupancy data 2024 · NT Government Greater Darwin Region Land Use Objectives 2024

Data vintage: Q1 2025

Tamworth: Sources

realestate.com.au + PRD Q1 2026 Tamworth. Median house price $630k–$650k range. Data quality: imported.

Data vintage: 2026

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.