Newcastle
NSWTier 3Negative
41
Signal score
VS
Whyalla
SATier 1Positive
64
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Whyalla: Yield Advantage
6.2% vs 2.7%
Whyalla: Tighter Rental Market
0.5% vs 1.8% vacancy
Whyalla: Lower Entry Price
$287k vs $1550k
Whyalla: Better Cashflow Position
Positive vs Negative
Whyalla: Budget Policy Resilient
No NG required (proposed changes pending legislation)
Whyalla: Lower Investor Awareness
Emerging vs Known
Whyalla: Stronger Rent Momentum
+8% vs +4.2%
Whyalla: Higher Signal Score
64 vs 41

Whyalla offers a materially higher gross yield (6.2% vs 2.7%), making it the stronger income candidate at current prices. Whyalla achieves positive cashflow without negative gearing support, while Newcastle requires additional tax offset or rental growth to break even. Vacancy conditions favour Whyalla (0.5% vs 1.8%), indicating tighter rental demand relative to supply.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Newcastle
NSW · #27
Whyalla
SA · #9
Gross Yield2.7%6.2%
Vacancy Rate1.8%0.5%
Median Price$1550k$287k
Weekly Rent$800/wk$340/wk
Net pre-costs pa$-39,000+$2,756
CashflowNegativePositive
Rent Growth 12m+4.2%+8%
Price Growth 12m+4.8%+12%
NG DependenceHighNone
Discovery StatusKnownEmerging
Population320k22k
Cycle StageMidEarly-Mid
Policy Impact▼ DOWNGRADED▲ STRONG UPGRADE
Signal Score41 / Tier 364 / Tier 1
Newcastle

Newcastle's median house price at $1.55M now sits in the range of established capital city suburban markets. The investment case is lifestyle demand, coastal amenity, and employment diversification (John Hunter Hospital, University of Newcastle, defence, knowledge economy) — not yield or cashflow. At 2.5% gross yield, this market requires significant ongoing capital to hold at standard LVR rates. The 2026 NG policy change materially increases holding costs for new purchasers.

Whyalla

Crisis-level vacancy and strong cashflow without negative gearing. Lowest absolute entry price in the SA scan. Investment thesis is primarily yield-driven, with any steelworks-related upside treated as optional rather than assumed.

Newcastle: Sources

2026 median house data. Source: realestate.com.au. Data quality: imported. Verify before transacting.

Data vintage: 2026

Whyalla: Sources

CoreLogic SA Q1 2025 · REISA median Q4 2024 · SQM Research postcode 5600 · GFG Alliance Whyalla Steelworks investor briefing 2024 · SA Government Hydrogen Jobs Plan 2024

Data vintage: Q1 2025

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.