Mount Isa
QLDTier 1Positive
60
Signal score
VS
Toowoomba
QLDTier 2Near-Positive
58
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Mount Isa: Yield Advantage
8.4% vs 5.0%
Toowoomba: Tighter Rental Market
1% vs 1.5% vacancy
Mount Isa: Lower Entry Price
$320k vs $582k
Mount Isa: Better Cashflow Position
Positive vs Near-Positive
Mount Isa: Budget Policy Resilient
No NG required (proposed changes pending legislation)
Toowoomba: Stronger Rent Momentum
+5.5% vs +4%

Mount Isa offers a materially higher gross yield (8.4% vs 5.0%), making it the stronger income candidate at current prices. Mount Isa achieves positive cashflow without negative gearing support, while Toowoomba requires additional tax offset or rental growth to break even. Vacancy conditions favour Toowoomba (1% vs 1.5%), indicating tighter rental demand relative to supply.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Mount Isa
QLD · #13
Toowoomba
QLD · #14
Gross Yield8.4%5.0%
Vacancy Rate1.5%1%
Median Price$320k$582k
Weekly Rent$520/wk$560/wk
Net pre-costs pa+$10,400$-1,144
CashflowPositiveNear-Positive
Rent Growth 12m+4%+5.5%
Price Growth 12m+5%+6%
NG DependenceNoneLow
Discovery StatusKnownKnown
Population22k175k
Cycle StageMidMid
Policy Impact▲ UPGRADED▲ UPGRADED
Signal Score60 / Tier 158 / Tier 2
Mount Isa

8.5% yield, the highest in the scan. $520/wk rent on $320k generates $10,400/yr positive pre-cost cashflow at 80% LVR. Glencore's George Fisher mine extension commits production through mid-2030s. Copper demand in EV/renewable transition provides medium-term mine life visibility.

Toowoomba

5.0% yield on Australia's largest inland city (175,000). Inland Rail makes Toowoomba a permanent logistics node: structural demand, not cyclical. Wellcamp Airport's freight capacity is genuinely unique. Vacancy at 1.0% is tight for a city this size.

Mount Isa: Sources

CoreLogic QLD Q1 2025 · REIQ Mount Isa Q4 2024 · SQM Research postcode 4825 · Glencore Annual Report 2024 · George Fisher Mine extension EIS approval 2023 · Mount Isa City Council planning data

Data vintage: Q1 2025

Toowoomba: Sources

CoreLogic QLD Q1 2025 · REIQ Toowoomba Q4 2024 · SQM Research · ARTC Inland Rail updates 2024 · Wellcamp Airport annual report 2024

Data vintage: Q1 2025

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.