Moe / Newborough
VICTier 1Positive
74
Signal score
VS
Wagga Wagga
NSWTier 3Negative
57
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Moe / Newborough: Yield Advantage
6.5% vs 3.7%
Moe / Newborough: Lower Entry Price
$385k vs $800k
Moe / Newborough: Better Cashflow Position
Positive vs Negative
Moe / Newborough: Budget Policy Resilient
No NG required (proposed changes pending legislation)
Moe / Newborough: Higher Signal Score
74 vs 57

Moe / Newborough offers a materially higher gross yield (6.5% vs 3.7%), making it the stronger income candidate at current prices. Moe / Newborough achieves positive cashflow without negative gearing support, while Wagga Wagga requires additional tax offset or rental growth to break even.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Moe / Newborough
VIC · #1
Wagga Wagga
NSW · #15
Gross Yield6.5%3.7%
Vacancy Rate0.9%1%
Median Price$385k$800k
Weekly Rent$480/wk$570/wk
Net pre-costs pa+$4,940$-11,960
CashflowPositiveNegative
Rent Growth 12m+6.2%+5.8%
Price Growth 12m+5.1%+7.2%
NG DependenceNoneHigh
Discovery StatusUnknownUnknown
Population16k65k
Cycle StageEarlyEarly
Policy Impact▲ STRONG UPGRADE▼ DOWNGRADED
Signal Score74 / Tier 157 / Tier 3
Moe / Newborough

6.5% gross yield at $385k equals strongly positive cashflow without needing negative gearing. Keppel's $10B AI data centre (Australia's largest announced) remains almost entirely unpriced in local property. Construction worker accommodation demand alone will tighten vacancy before residents follow. Budget policy renders negative gearing irrelevant here.

Wagga Wagga

Wagga Wagga is inland NSW's largest city and a significant ADF base — Kapooka (Army Recruit Training Centre) and RAAF Base Wagga. Charles Sturt University and Wagga Wagga Base Hospital underpin a diversified employment base. At $800k median with $570/wk rent, the gross yield of 3.7% produces clearly negative cashflow at standard LVR. The investment case is employment stability, tight vacancy, and long-term capital growth — not income.

Moe / Newborough: Sources

CoreLogic SA3 Latrobe Valley Q1 2025 · SQM Research postcode 3825 vacancy Mar 2025 · REI Victoria median rent Q4 2024 · Keppel Corp ASX announcement Nov 2023 · DCCEEW Latrobe Valley Authority 2024

Data vintage: Q1 2025

Wagga Wagga: Sources

realestate.com.au Wagga Wagga median house Jun 2025–May 2026. Data quality: imported.

Data vintage: 2026

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.