Mildura
VICTier 2Near-Positive
54
Signal score
VS
Whyalla
SATier 1Positive
64
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Whyalla: Yield Advantage
6.2% vs 5.1%
Whyalla: Tighter Rental Market
0.5% vs 1.3% vacancy
Whyalla: Lower Entry Price
$287k vs $500k
Whyalla: Better Cashflow Position
Positive vs Near-Positive
Whyalla: Budget Policy Resilient
No NG required (proposed changes pending legislation)
Whyalla: Lower Investor Awareness
Emerging vs Known
Whyalla: Stronger Rent Momentum
+8% vs +5%
Whyalla: Higher Signal Score
64 vs 54

Whyalla offers a materially higher gross yield (6.2% vs 5.1%), making it the stronger income candidate at current prices. Whyalla achieves positive cashflow without negative gearing support, while Mildura requires additional tax offset or rental growth to break even. Vacancy conditions favour Whyalla (0.5% vs 1.3%), indicating tighter rental demand relative to supply.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Mildura
VIC · #20
Whyalla
SA · #9
Gross Yield5.1%6.2%
Vacancy Rate1.3%0.5%
Median Price$500k$287k
Weekly Rent$490/wk$340/wk
Net pre-costs pa$-520+$2,756
CashflowNear-PositivePositive
Rent Growth 12m+5%+8%
Price Growth 12m+5.5%+12%
NG DependenceLowNone
Discovery StatusKnownEmerging
Population57k22k
Cycle StageEarly-MidEarly-Mid
Policy Impact▲ UPGRADED▲ STRONG UPGRADE
Signal Score54 / Tier 264 / Tier 1
Mildura

5.1% yield at the crossroads of three states. Mildura benefits from genuine cross-border rental demand that tightens vacancy independent of any single industry. Hospital expansion creates permanent healthcare employment. Rent growth +5.0% will push to cashflow-positive within 12 months.

Whyalla

Crisis-level vacancy and strong cashflow without negative gearing. Lowest absolute entry price in the SA scan. Investment thesis is primarily yield-driven, with any steelworks-related upside treated as optional rather than assumed.

Mildura: Sources

CoreLogic VIC Q1 2025 · REI Victoria Mildura Q4 2024 · SQM Research · Mildura Base Hospital business case 2024 · ABS agricultural water statistics 2024

Data vintage: Q1 2025

Whyalla: Sources

CoreLogic SA Q1 2025 · REISA median Q4 2024 · SQM Research postcode 5600 · GFG Alliance Whyalla Steelworks investor briefing 2024 · SA Government Hydrogen Jobs Plan 2024

Data vintage: Q1 2025

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.