Mildura
VICTier 2Near-Positive
54
Signal score
VS
Tamworth
NSWTier 3Negative
53
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Mildura: Yield Advantage
5.1% vs 3.7%
Mildura: Lower Entry Price
$500k vs $640k
Mildura: Better Cashflow Position
Near-Positive vs Negative
Tamworth: Lower Investor Awareness
Unknown vs Known

Mildura offers a materially higher gross yield (5.1% vs 3.7%), making it the stronger income candidate at current prices. Both markets carry similar cashflow positions under current yield and interest rate assumptions.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Mildura
VIC · #24
Tamworth
NSW · #25
Gross Yield5.1%3.7%
Vacancy Rate1.3%1%
Median Price$500k$640k
Weekly Rent$490/wk$453/wk
Net pre-costs pa$-520$-9,724
CashflowNear-PositiveNegative
Rent Growth 12m+5%+4.8%
Price Growth 12m+5.5%+6.2%
NG DependenceLowHigh
Discovery StatusKnownUnknown
Population57k42k
Cycle StageEarly-MidEarly
Policy Impact▲ UPGRADED▼ DOWNGRADED
Signal Score54 / Tier 253 / Tier 3
Mildura

5.1% yield at the crossroads of three states. Mildura benefits from genuine cross-border rental demand that tightens vacancy independent of any single industry. Hospital expansion creates permanent healthcare employment. Rent growth +5.0% will push to cashflow-positive within 12 months.

Tamworth

Tamworth is the primary service hub for north-west NSW — regional hospital, government services, and agricultural supply chains. The Country Music Festival is a tourism asset but the investment case rests on structural residential demand. At $640k and $453/wk, gross yield is 3.7% — price growth has significantly outpaced rent growth, turning what was an affordable high-yield market into a negative cashflow investment at current entry prices.

Mildura: Sources

CoreLogic VIC Q1 2025 · REI Victoria Mildura Q4 2024 · SQM Research · Mildura Base Hospital business case 2024 · ABS agricultural water statistics 2024

Data vintage: Q1 2025

Tamworth: Sources

realestate.com.au + PRD Q1 2026 Tamworth. Median house price $630k–$650k range. Data quality: imported.

Data vintage: 2026

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.