Geelong
VICTier 3Negative
47
Signal score
VS
Moe / Newborough
VICTier 1Positive
74
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Moe / Newborough: Yield Advantage
6.5% vs 3.3%
Moe / Newborough: Tighter Rental Market
0.9% vs 1.6% vacancy
Moe / Newborough: Lower Entry Price
$385k vs $904k
Moe / Newborough: Better Cashflow Position
Positive vs Negative
Moe / Newborough: Budget Policy Resilient
No NG required (proposed changes pending legislation)
Moe / Newborough: Lower Investor Awareness
Unknown vs Known
Moe / Newborough: Stronger Rent Momentum
+6.2% vs +3.8%
Moe / Newborough: Higher Signal Score
74 vs 47

Moe / Newborough offers a materially higher gross yield (6.5% vs 3.3%), making it the stronger income candidate at current prices. Moe / Newborough achieves positive cashflow without negative gearing support, while Geelong requires additional tax offset or rental growth to break even. Vacancy conditions favour Moe / Newborough (0.9% vs 1.6%), indicating tighter rental demand relative to supply.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Geelong
VIC · #26
Moe / Newborough
VIC · #1
Gross Yield3.3%6.5%
Vacancy Rate1.6%0.9%
Median Price$904k$385k
Weekly Rent$575/wk$480/wk
Net pre-costs pa$-17,108+$4,940
CashflowNegativePositive
Rent Growth 12m+3.8%+6.2%
Price Growth 12m+2.1%+5.1%
NG DependenceHighNone
Discovery StatusKnownUnknown
Population270k16k
Cycle StageMidEarly
Policy Impact▼ DOWNGRADED▲ STRONG UPGRADE
Signal Score47 / Tier 374 / Tier 1
Geelong

Geelong at $904k reflects the Melbourne proximity premium and post-pandemic lifestyle migration run. Deakin University, Barwon Health, NDIS growth, and logistics employment anchor the economy after the Ford closure in 2016. At 3.3% gross yield, cashflow is strongly negative at standard LVR. VIC state land tax changes add holding cost pressure. Investment case relies on Melbourne-correlated capital growth rather than income.

Moe / Newborough

6.5% gross yield at $385k equals strongly positive cashflow without needing negative gearing. Keppel's $10B AI data centre (Australia's largest announced) remains almost entirely unpriced in local property. Construction worker accommodation demand alone will tighten vacancy before residents follow. Budget policy renders negative gearing irrelevant here.

Geelong: Sources

2026 median house data. Source: realestate.com.au. Data quality: imported. Verify before transacting.

Data vintage: 2026

Moe / Newborough: Sources

CoreLogic SA3 Latrobe Valley Q1 2025 · SQM Research postcode 3825 vacancy Mar 2025 · REI Victoria median rent Q4 2024 · Keppel Corp ASX announcement Nov 2023 · DCCEEW Latrobe Valley Authority 2024

Data vintage: Q1 2025

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.