Dubbo
NSWTier 2Slightly-Negative
61
Signal score
VS
Toowoomba
QLDTier 2Near-Positive
58
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Toowoomba: Yield Advantage
5.0% vs 4.4%
Toowoomba: Better Cashflow Position
Near-Positive vs Slightly-Negative
Dubbo: Lower Investor Awareness
Unknown vs Known

Toowoomba offers a materially higher gross yield (5.0% vs 4.4%), making it the stronger income candidate at current prices. Both markets carry similar cashflow positions under current yield and interest rate assumptions.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Dubbo
NSW · #12
Toowoomba
QLD · #14
Gross Yield4.4%5.0%
Vacancy Rate1.1%1%
Median Price$668k$582k
Weekly Rent$570/wk$560/wk
Net pre-costs pa$-5,096$-1,144
CashflowSlightly-NegativeNear-Positive
Rent Growth 12m+6.4%+5.5%
Price Growth 12m+5.8%+6%
NG DependenceMediumLow
Discovery StatusUnknownKnown
Population40k175k
Cycle StageEarlyMid
Policy Impact◆ NEUTRAL▲ UPGRADED
Signal Score61 / Tier 258 / Tier 2
Dubbo

Central west NSW regional hub with the most attractive yield profile in the NSW expansion set at 4.4%. Dubbo Base Hospital is the major employer; Taronga Western Plains Zoo and agribusiness supply chains support a diversified service economy. Cashflow gap is relatively small ($5k/yr pre-costs) and rent growth at 6.4% is narrowing it. Of the expansion markets, Dubbo has the most achievable path to cashflow breakeven.

Toowoomba

5.0% yield on Australia's largest inland city (175,000). Inland Rail makes Toowoomba a permanent logistics node: structural demand, not cyclical. Wellcamp Airport's freight capacity is genuinely unique. Vacancy at 1.0% is tight for a city this size.

Dubbo: Sources

2026 median house data. Source: realestate.com.au. Data quality: imported. Verify before transacting.

Data vintage: 2026

Toowoomba: Sources

CoreLogic QLD Q1 2025 · REIQ Toowoomba Q4 2024 · SQM Research · ARTC Inland Rail updates 2024 · Wellcamp Airport annual report 2024

Data vintage: Q1 2025

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.