Dubbo
NSWTier 2Slightly-Negative
61
Signal score
VS
Emerald
QLDTier 1Positive
73
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Emerald: Yield Advantage
6.1% vs 4.4%
Emerald: Lower Entry Price
$390k vs $668k
Emerald: Better Cashflow Position
Positive vs Slightly-Negative
Emerald: Budget Policy Resilient
No NG required (proposed changes pending legislation)
Emerald: Higher Signal Score
73 vs 61

Emerald offers a materially higher gross yield (6.1% vs 4.4%), making it the stronger income candidate at current prices. Emerald achieves positive cashflow without negative gearing support, while Dubbo requires additional tax offset or rental growth to break even.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Dubbo
NSW · #12
Emerald
QLD · #2
Gross Yield4.4%6.1%
Vacancy Rate1.1%0.7%
Median Price$668k$390k
Weekly Rent$570/wk$460/wk
Net pre-costs pa$-5,096+$3,640
CashflowSlightly-NegativePositive
Rent Growth 12m+6.4%+6%
Price Growth 12m+5.8%+4.5%
NG DependenceMediumNone
Discovery StatusUnknownUnknown
Population40k14k
Cycle StageEarlyEarly
Policy Impact◆ NEUTRAL▲ STRONG UPGRADE
Signal Score61 / Tier 273 / Tier 1
Dubbo

Central west NSW regional hub with the most attractive yield profile in the NSW expansion set at 4.4%. Dubbo Base Hospital is the major employer; Taronga Western Plains Zoo and agribusiness supply chains support a diversified service economy. Cashflow gap is relatively small ($5k/yr pre-costs) and rent growth at 6.4% is narrowing it. Of the expansion markets, Dubbo has the most achievable path to cashflow breakeven.

Emerald

Tightest vacancy in the scan at 0.7% (effectively full). 6.1% yield at $390k is genuinely positive cashflow. Emerald sits at the intersection of coking coal and agriculture, giving it more diversification than a pure mining town. Discovery status 'Unknown': no institutional attention yet.

Dubbo: Sources

2026 median house data. Source: realestate.com.au. Data quality: imported. Verify before transacting.

Data vintage: 2026

Emerald: Sources

CoreLogic QLD Q1 2025 · REIQ Emerald Q4 2024 · SQM Research Central Highlands · ABS agricultural census water allocation 2024 · Central Highlands Regional Council planning data

Data vintage: Q1 2025

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.