Bathurst
NSWTier 2Slightly-Negative
55
Signal score
VS
Toowoomba
QLDTier 2Near-Positive
58
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Toowoomba: Yield Advantage
5.0% vs 4.1%
Toowoomba: Better Cashflow Position
Near-Positive vs Slightly-Negative
Bathurst: Lower Investor Awareness
Unknown vs Known

Toowoomba offers a materially higher gross yield (5.0% vs 4.1%), making it the stronger income candidate at current prices. Both markets carry similar cashflow positions under current yield and interest rate assumptions.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Bathurst
NSW · #19
Toowoomba
QLD · #14
Gross Yield4.1%5.0%
Vacancy Rate1.1%1%
Median Price$665k$582k
Weekly Rent$530/wk$560/wk
Net pre-costs pa$-7,020$-1,144
CashflowSlightly-NegativeNear-Positive
Rent Growth 12m+4.8%+5.5%
Price Growth 12m+5.8%+6%
NG DependenceMediumLow
Discovery StatusUnknownKnown
Population42k175k
Cycle StageEarlyMid
Policy Impact▼ DOWNGRADED▲ UPGRADED
Signal Score55 / Tier 258 / Tier 2
Bathurst

Bathurst is a heritage inland NSW city — Charles Sturt University, Bathurst Base Hospital, government services, and the Bathurst 1000 motorsport event. Sea/tree change migration from Sydney drove price growth since 2020. At $665k and $530/wk, gross yield is 4.1% and cashflow is slightly negative. Better yield than Wagga or Albury; more affordable than coastal NSW equivalents. New builds eligible for NG retention.

Toowoomba

5.0% yield on Australia's largest inland city (175,000). Inland Rail makes Toowoomba a permanent logistics node: structural demand, not cyclical. Wellcamp Airport's freight capacity is genuinely unique. Vacancy at 1.0% is tight for a city this size.

Bathurst: Sources

realestate.com.au Bathurst median house Jun 2025–May 2026. Data quality: imported.

Data vintage: 2026

Toowoomba: Sources

CoreLogic QLD Q1 2025 · REIQ Toowoomba Q4 2024 · SQM Research · ARTC Inland Rail updates 2024 · Wellcamp Airport annual report 2024

Data vintage: Q1 2025

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.