Ballarat
VICTier 3Negative
50
Signal score
VS
Kalgoorlie-Boulder
WATier 1Positive
68
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Kalgoorlie-Boulder: Yield Advantage
6.4% vs 4.4%
Kalgoorlie-Boulder: Tighter Rental Market
0.8% vs 1.5% vacancy
Kalgoorlie-Boulder: Lower Entry Price
$432k vs $580k
Kalgoorlie-Boulder: Better Cashflow Position
Positive vs Negative
Kalgoorlie-Boulder: Budget Policy Resilient
No NG required (proposed changes pending legislation)
Kalgoorlie-Boulder: Lower Investor Awareness
Emerging vs Known
Kalgoorlie-Boulder: Stronger Rent Momentum
+7% vs +4.5%
Kalgoorlie-Boulder: Higher Signal Score
68 vs 50

Kalgoorlie-Boulder offers a materially higher gross yield (6.4% vs 4.4%), making it the stronger income candidate at current prices. Kalgoorlie-Boulder achieves positive cashflow without negative gearing support, while Ballarat requires additional tax offset or rental growth to break even. Vacancy conditions favour Kalgoorlie-Boulder (0.8% vs 1.5%), indicating tighter rental demand relative to supply.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Ballarat
VIC · #23
Kalgoorlie-Boulder
WA · #8
Gross Yield4.4%6.4%
Vacancy Rate1.5%0.8%
Median Price$580k$432k
Weekly Rent$490/wk$530/wk
Net pre-costs pa$-4,680+$5,096
CashflowNegativePositive
Rent Growth 12m+4.5%+7%
Price Growth 12m+5%+8%
NG DependenceHighNone
Discovery StatusKnownEmerging
Population117k30k
Cycle StageMidEarly-Mid
Policy Impact◆ NEUTRAL▲ STRONG UPGRADE
Signal Score50 / Tier 368 / Tier 1
Ballarat

4.4% yield is below cashflow-positive threshold but offers population scale (117,000), transport links (1hr to Melbourne CBD), and the best asset liquidity in the VIC set. Federation University provides student rental demand. Included as the defensive, lower-risk option.

Kalgoorlie-Boulder

6.4% yield on a 30,000-population regional city with Australia's largest open-cut gold mine as anchor employer. Gold price at USD 2,300+/oz makes operations deeply profitable and workforce stable. Rent growth +7.0% outpacing price growth +8.0%. Liquidity is better than typical regional at this price point.

Ballarat: Sources

CoreLogic VIC Q1 2025 · REI Victoria Ballarat Q4 2024 · SQM Research · Federation University enrolment data 2024 · Ballarat City Council population projections

Data vintage: Q1 2025

Kalgoorlie-Boulder: Sources

CoreLogic WA Q1 2025 · REIWA median house price Q4 2024 · SQM Research vacancy · WA Department of Mines production statistics 2024 · World Gold Council Q1 2025

Data vintage: Q1 2025

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.