Ballarat
VICTier 3Negative
50
Signal score
VS
Bunbury
WATier 2Negative
53
Signal score

Research only. Not financial advice. Data: Q1 2025 indicative estimates from public sources. Verify independently.

Ballarat: Yield Advantage
4.4% vs 3.4%
Bunbury: Tighter Rental Market
0.9% vs 1.5% vacancy
Ballarat: Lower Entry Price
$580k vs $1000k
Bunbury: Stronger Rent Momentum
+7.8% vs +4.5%

Ballarat offers a materially higher gross yield (4.4% vs 3.4%), making it the stronger income candidate at current prices. Both markets carry similar cashflow positions under current yield and interest rate assumptions. Vacancy conditions favour Bunbury (0.9% vs 1.5%), indicating tighter rental demand relative to supply.

Research context only. Not financial advice. Both markets carry distinct risks specific to their location, employment base, and economic profile. Read the individual suburb research pages before drawing conclusions. All policy references reflect proposed changes subject to final legislation.

Metric
Ballarat
VIC · #23
Bunbury
WA · #22
Gross Yield4.4%3.4%
Vacancy Rate1.5%0.9%
Median Price$580k$1000k
Weekly Rent$490/wk$650/wk
Net pre-costs pa$-4,680$-18,200
CashflowNegativeNegative
Rent Growth 12m+4.5%+7.8%
Price Growth 12m+5%+9.4%
NG DependenceHighHigh
Discovery StatusKnownKnown
Population117k75k
Cycle StageMidMid
Policy Impact◆ NEUTRAL▼ DOWNGRADED
Signal Score50 / Tier 353 / Tier 2
Ballarat

4.4% yield is below cashflow-positive threshold but offers population scale (117,000), transport links (1hr to Melbourne CBD), and the best asset liquidity in the VIC set. Federation University provides student rental demand. Included as the defensive, lower-risk option.

Bunbury

Bunbury's median house price at $950k reflects the extraordinary WA resources boom cycle. This market was previously one of the stronger cashflow plays in the dataset — at current prices it is not. Gross yield of 3.0% at $950k is strongly negative at standard LVR. The port, Alcoa alumina operations, and South West regional services provide a solid employment base, but investors entering now face a very different equation to those who purchased 18–24 months ago.

Ballarat: Sources

CoreLogic VIC Q1 2025 · REI Victoria Ballarat Q4 2024 · SQM Research · Federation University enrolment data 2024 · Ballarat City Council population projections

Data vintage: Q1 2025

Bunbury: Sources

2026 median house data. Source: realestate.com.au. Data quality: imported. Verify before transacting.

Data vintage: 2026

The interactive tool lets you add up to 4 suburbs for a full side-by-side breakdown with score components.

Research only. Not financial advice. Data vintage Q1 2025 (indicative estimates from public sources). Verify all metrics independently with local property managers and licensed advisers before making any investment decision. All negative gearing and budget policy references reflect proposed changes subject to final legislation. Consult a registered tax adviser for personal tax position.